Health insurance plans continue to deny critical treatment, even as Illinoisans face elevated levels of mental health and addiction challenges due to COVID-19, racial inequity, and general social/economic turmoil:
The cost of mental health care should not be your life savings. Yet, large inequities still exist in how health plans cover mental health care. Many insurers use outdated and discriminatory guidelines to avoid paying for the mental health care and addiction treatment services you are granted under existing federal law.
In short, you should not be denied mental health care coverage no more than you should be denied coverage for cancer treatment. HB 2595 amends the Illinois Insurance Code to ensure that all Medicaid MCOs and commercial insurer medical necessity determinations concerning mental health and substance use disorders are fully consistent with generally accepted standards of care.
Updating Illinois law with clear and commonsense definitions and standards of mental health care will save lives, reduce homelessness, and decrease costs to the state, communities, and taxpayers.
It’s mental health care everyone can agree on.